{"id":66,"date":"2015-02-21T16:48:04","date_gmt":"2015-02-21T16:48:04","guid":{"rendered":"http:\/\/mesamortgage.com\/george\/?page_id=66"},"modified":"2015-02-21T16:51:03","modified_gmt":"2015-02-21T16:51:03","slug":"conventional","status":"publish","type":"page","link":"https:\/\/mesamortgage.com\/george\/conventional\/","title":{"rendered":"Conventional"},"content":{"rendered":"<p>A Conventional Mortgage is simply any mortgage loan that is not insured or guaranteed by the federal or state government. Conventional Mortgages typically require a higher down payment, usually 5%\u201320%. They also have higher income and credit score requirements than government loans.<\/p>\n<p>Conventional Mortgages can have a fixed interest rate or an adjustable interest rate. Typical fixed-rate loans have a term of 30 or 15 years. Mesa Mortgage offers conventional home loans.<\/p>\n<p>Conventional Mortgage\u00a0overview:<\/p>\n<ul>\n<li>Buyer has immediate equity in the property.<\/li>\n<li>No private mortgage insurance is required with a 20% down payment, which is a great advantage.<\/li>\n<li>Lower closing costs and fees.<\/li>\n<li>Closing costs and fees may be included in the loan.<\/li>\n<li>Repayment terms are generally more favorable.<\/li>\n<li>Fewer bureaucratic hurdles, making the loans quicker to process.<\/li>\n<li>No government stipulations and prepayment penalties if you sell or refinance your house.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A Conventional Mortgage is simply any mortgage loan that is not insured or guaranteed by the federal or state government. Conventional Mortgages typically require a higher down payment, usually 5%\u201320%. They also have higher income and credit score requirements than government loans. Conventional Mortgages can have a fixed interest rate or an adjustable interest rate. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-66","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/66","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/comments?post=66"}],"version-history":[{"count":1,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/66\/revisions"}],"predecessor-version":[{"id":84,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/66\/revisions\/84"}],"wp:attachment":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/media?parent=66"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/categories?post=66"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/tags?post=66"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}