{"id":36,"date":"2015-02-20T21:45:48","date_gmt":"2015-02-20T21:45:48","guid":{"rendered":"http:\/\/mesamortgage.com\/george\/?page_id=36"},"modified":"2015-02-21T17:54:08","modified_gmt":"2015-02-21T17:54:08","slug":"helpful-tips","status":"publish","type":"page","link":"https:\/\/mesamortgage.com\/george\/helpful-tips\/","title":{"rendered":"Helpful Tips"},"content":{"rendered":"<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<h1 style=\"text-align: center;\"><strong>OVERVIEW OF THE LOAN PROCESS<\/strong><\/h1>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-93\" src=\"http:\/\/mesamortgage.com\/george\/wp-content\/uploads\/2015\/02\/bulb-300x262.jpg\" alt=\"bulb\" width=\"219\" height=\"191\" srcset=\"https:\/\/mesamortgage.com\/george\/wp-content\/uploads\/2015\/02\/bulb-300x262.jpg 300w, https:\/\/mesamortgage.com\/george\/wp-content\/uploads\/2015\/02\/bulb-1024x895.jpg 1024w, https:\/\/mesamortgage.com\/george\/wp-content\/uploads\/2015\/02\/bulb.jpg 1168w\" sizes=\"auto, (max-width: 219px) 100vw, 219px\" \/><\/p>\n<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><strong>Pre-Qualification\/Interview<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Application interview and lender obtains all pertinent documentation.<\/p>\n<p><strong>ORDER DOCUMENTS \u2028\u00a0<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Order credit report, appraisal on the subject property, verifications of employment, mortgage and\/or rental rating from landlord, funds to close and commitment of title insurance.<\/p>\n<p><strong>DOCUMENTATION \u2028<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>All supporting documents are gathered. Lender checks on any problems. Requests for any additional items are made.<\/p>\n<p><strong>LOAN SUBMISSION<\/strong><\/p>\n<p>The entire loan package is assembled and submitted to the underwriter for approval.<\/p>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p><strong>LOAN APPROVAL<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Parties are notified of the loan approval and conditions.<\/p>\n<p><strong>DOCUMENTS ARE DRAWN<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Loan documents are prepared and sent to the title company. Borrowers will go to the title company to sign the loan papers.<\/p>\n<p><strong>FUNDING<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Lender reviews the loan package. Funds are wired to the title company.<\/p>\n<p><strong>RECORDING<\/strong><\/p>\n<\/div>\n<\/div>\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Title company will record the deed of trust and then disperse funds.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>OVERVIEW OF THE LOAN PROCESS Pre-Qualification\/Interview Application interview and lender obtains all pertinent documentation. ORDER DOCUMENTS \u2028\u00a0 Order credit report, appraisal on the subject property, verifications of employment, mortgage and\/or rental rating from landlord, funds to close and commitment of title insurance. DOCUMENTATION \u2028 All supporting documents are gathered. Lender checks on any problems. Requests [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-36","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/36","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/comments?post=36"}],"version-history":[{"count":1,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/36\/revisions"}],"predecessor-version":[{"id":95,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/pages\/36\/revisions\/95"}],"wp:attachment":[{"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/media?parent=36"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/categories?post=36"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mesamortgage.com\/george\/wp-json\/wp\/v2\/tags?post=36"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}